Protect your loved ones from rising funeral and final expenses.
Connect with a Licensed Agent
Helpful final expense insurance resources
Choosing the right protection for your current stage of life.
Coverage Can Last for Life: Whole life coverage can remain in force as long as required premiums are paid.
No Medical Exam Options: Some policies use simplified health questions instead of a medical exam.
Builds Cash Value: Acts as a secondary savings asset over time.
Locked-In Premiums: Premiums are designed to remain level for the life of the policy, provided payments are made on time and in full.
Temporary Coverage: Policy expires after 10-20 years; no benefit if you outlive it.
Strict Underwriting: Often requires physical exams and blood work.
No Cash Value: No savings component; strictly for death benefit only.
Price Hikes: Getting a new policy later in life is significantly more expensive.
Many seniors choose Final Expense Insurance to help cover end-of-life costs.
Call for a Quick eligibility check.
1 (888) 345-4079Caskets, urns, and viewing ceremonies.
Unpaid co-pays or deductible expenses.
Attorney fees and estate costs.
Credit cards or utility bills left behind.
Monthly premiums are based on your age at signup.
Premiums remain level for the life of the policy, provided payments are made on time and in full. Availability and terms vary by carrier, state, age, and underwriting eligibility.
| Entry Age | Coverage Amount | Monthly Premium Status |
|---|---|---|
| Age 55 | $10,000 | ✓ Lowest Rate Available |
| Age 65 | $10,000 | Standard Rate |
| Age 75+ | $10,000 | Rates May Increase |
No physical exams or blood tests are required for most policies.
Premiums remain level for the life of the policy, provided payments are made on time and in full.
Coverage never expires and stays in force for your entire life.
Your policy builds tax-deferred cash value you can use in emergencies.
Coverage amounts commonly range from $5,000 to $25,000 or more, depending on carrier and eligibility.
Claims timing varies by carrier, policy terms, and required documentation.
Funds are paid directly to beneficiaries to use as they see fit.
Some qualified applicants may be eligible for level benefits, while other policies may include graded benefit periods or limitations.
Access your death benefit early if diagnosed with a terminal illness.
Participating licensed agents can review available carrier options and policy terms.
Participating licensed agents can review plan options that may be available for seniors with common pre-existing conditions, including:
Premiums may be higher when applying at older ages. Call during business hours to check availability.
✓ Licensed Agents Available During Business Hours